Mortgages

In today's market it is very important to have a letter of pre-approval before you make an offer on a home. This makes you a more desirable purchaser in the eyes of the seller. This is particularly important if you are competing with another purchaser. Who should get Pre-Approval? Anyone thinking about buying a home.
 

To speak with a mortgage specialist who can pre-qualify or pre-approve you for a mortgage without any obligation and answer any questions you may have, contact:

 

 

                                                 

 

Elaine Dickinson

518-369-3821

elainevdickinson@aol.com

 

Mortgages for all buyers needs - call for pre-approval

 

 

 

Rob Campbell

Colonial Home Finance

rcampbell@colonialhomefinance.com

518-371-1100

Let us walk you through the mortgage options. We do the "shopping" for you and there is no fee you have to pay. "Allow my twenty years of mortgage experience to assist you."

 

 

 

Anne Dillenbeck
Countrywide Funding

Anne_Dillenbeck@Countrywide.com
(518) 786-3600 Ext 236


Before you start looking at homes, it's a good idea to find a target price range that you can afford.  A mortgage lender will want to make sure you can qualify for the down payment, plus a monthly mortgage made up of principal, interest, taxes, and insurance.


Interest rates and your personal finances will influence the amount of house you can afford.  For a quick estimate of a monthly mortgage payment for which you may qualify use the following worksheet.  Remember, it's always good to talk to a lender before you start shopping for a home.  I can refer you to lenders suited to your specific financial needs.